During these uncertain times, you may be concerned about rebuilding your credit. But, did you know that one way to rebuild is by using a secured credit card? Even if you are hesitant to open new lines of credit, using a secured card will show that you are able to build and maintain good credit. [...]
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So far DRL has created 43 blog entries.
Have you heard of secured debt and an unsecured debt? Knowing the difference between these debts is more important than you might think. Understanding these differences will help you to prioritize paying off your debts, borrow money, and/or ensure that any assets tied to your debts will not be taken if you fall behind on [...]
Have you been experiencing harder times than usual? You are not alone. In the wake of COVID-19, many people have been feeling the impact on their financial as well as personal lives. So, what can you do to keep on top of your credit and credit score during this difficult time. So, Do You Know [...]
Are you having trouble paying your bills? Considering filing for bankruptcy? If so, you might be wondering how this works if you are married. Worried about what will happen to your spouse if you file individually? Good news! Your spouse’s credit score and report will usually not be affected if you file individually. Individual Filing [...]
Considering bankruptcy? Do you believe that you will be receiving an inheritance? If so, there are important things to consider. Bankruptcy can be complicated. So, it is important to speak with an attorney about what will work best for you. In the event you become entitled to an inheritance within your bankruptcy filing, you will [...]
During these uncertain financial times, you may be motivated to make some positive changes to your spending. Your best bet is to stick to your budget, but what if you are not sure if you have the right budget in place? Ways to know that your budget just isn't working: You have been avoiding making [...]
Social media is a huge part of daily life. In fact, you probably use Facebook. What you may not realize, is that what you post may be used by debt collectors. These debt collectors may even go as far as contacting your friends and family to get to you. It is important to update your [...]
We are experiencing uncertain financial times in the wake of COVID-19. It is affecting all of us, but some of us have been hit much harder. Are you worried about what to do? What Can I Do Now? 1. Update Your Budget - This will help you find other options for emergency cash. Don't have [...]
Have you been sued by a creditor? You may be worried about what can happen next. In fact, you may not know that your home could be at risk. How the Lien Works When you are sued by a creditor for a balance owed and lose your case, the creditor will be granted a judgment [...]
Are you concerned about what will happen if your ex-spouse files for bankruptcy? Is your debt divided up in a family order divorce order? If so, there are some things you need to know. Sometimes, spouses split up the community property debt in family law. However, creditors can go after the other ex-spouse. This can [...]