Do you have a pending or existing garnishment? If so, you may be worried about your Child Tax Credit being garnished too. Here is what you need to know: What is the Child Tax Credit? The Child Tax Credit was created in 1997, but new changes to the existing credit will provide advance payments starting [...]
Are you considering bankruptcy? Filing for bankruptcy can be your best bet for a financial fresh start. Do you receive Social Security payments? If so, you need to know if your social security payments will influence your bankruptcy. So, what should you do first? Meet with an Attorney Most bankruptcy attorneys offer free consultations. Our [...]
Are you ready to file for bankruptcy? If so, you may have started putting together your financial documents for your attorney. But, are you unsure if you have made a list of all your creditors? But, what happens if you forget to include a creditor when you file for bankruptcy? Listing Your Creditors When meeting [...]
Are you overwhelmed with the size of your debt? Are you unsure about what you can do? Stop struggling with overwhelming debt. You have options! Can't Keep Up With Your Bills? First, take some time to put together your bills. Taking stock of your expenses and income will help you get the best idea of [...]
Have you recently checked your credit score? Is your score is lower than what you expected? Good news! We have five strategies that you can use to improve your credit score: 1. Pay on Time Planning ahead will help you pay your bills on time and avoid late fees and other penalties. This can be [...]
Most federal student loans are currently not due until September 2021, due to forbearance status. However, some private loans are still due. Are you concerned about the amount you are/will be paying for your student loans? What Options Do I Have? Refinance Your Loan: You may be able to take advantage of lower interest rates, [...]
Looking for more information on the Recovery Rebate Credit? Maybe you are wondering how the IRS Economic Impact Payments will impact your tax account this year. Sound like you? How Do I Know If I am Eligible? Did you receive less than the full amount of your economic impact payment? Or, did you not receive [...]
Have you received a judgment for a debt? Maybe you do not recognize the debt or the company suing you. Chances are this is not a scam and your debt was sold to a debt buyer. In fact, most people do not take the time to find out who is suing them. So, What Do I [...]
The IRS deadline to file your 2020 taxes approaching on May 17, 2021. Are you ready? Maybe, you are worried about paying your tax bill in full. Sound familiar? Here is what you need to know: File On Time Anyway Yes, you should file anyway. Why? If you owe taxes and do not file their [...]
Have you been experiencing harder times than usual? You are not alone. In the wake of COVID-19, many people have been feeling the impact on their financial as well as personal lives. So, what can you do to keep on top of your credit and credit score during this difficult time. So, How Can Your [...]
