The holiday season can be stressful. This is especially true if you have received a court judgment against you from a creditor. In fact, you are probably worried about your wages being garnished. You are not alone. What is a Wage Garnishment? A wage garnishment from a judgment occurs when a court issues an order [...]
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Have you recently been served for a lawsuit for a debt you are unable to pay off? You may be worried that it is too late to do anything. Not true! Here are some things you can do: NEVER Ignore a Summons & Complaint If a lawsuit has been filed against you for a debt, [...]
Are you considering filing for Chapter 11 Bankruptcy, but have received something from the Paycheck Protection Program (PPP)? If so, you will want to keep reading. What is PPP? The Paycheck Protection Program, or PPP, was an Small Business Administration loan. It was aimed at helping businesses retain employees during the COVID-19 crisis. What Does [...]
It is hard to believe that the holidays are almost upon us. This is a scary thought, since it has been a difficult year for most people. Are you wondering how to make it through the upcoming holiday season? If so, we have some helpful tips for you. Managing Debt During the Holidays For many, [...]
This has been a difficult year for most of us. So, if you have found that your debt is growing beyond your control, you are probably considering options to help. If you are looking into debt negotiation as an option, there are several things that you should first consider. How Does Debt Negotiation Work? Debt [...]
Are you considering filing for bankruptcy, but have been selected for a federal audit? You may not know if this is relevant to your case. It is. And, you will need to disclose this information to your attorney, whether the audit has been completed or is still pending. How to Prepare for Your Audit: Get [...]
This has been an unprecedented year. Many people have found themselves out of work or working less than usual. So, you may be wondering what happens when your debt grows beyond your means to repay them. You may even be wondering if you can go to jail for not paying your bills. Does this sound [...]
We have discussed the importance of checking your credit score to make sure the information is correct. But, what happens if you find incorrect information? Inaccuracies on Your Credit Report A mistake on your credit report can be as simple as an incorrect spelling of your name or an incorrect address. But, you may find [...]
During these uncertain times, you may be concerned about rebuilding your credit. But, did you know that one way to rebuild is by using a secured credit card? Even if you are hesitant to open new lines of credit, using a secured card will show that you are able to build and maintain good credit. [...]
Have you heard of secured debt and an unsecured debt? Knowing the difference between these debts is more important than you might think. Understanding these differences will help you to prioritize paying off your debts, borrow money, and/or ensure that any assets tied to your debts will not be taken if you fall behind on [...]