Have you been experiencing harder times than usual? You are not alone. In the wake of COVID-19, many people have been feeling the impact on their financial as well as personal lives. So, what can you do to keep on top of your credit and credit score during this difficult time. So, How Can Your [...]
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So far DRL has created 72 blog entries.
While we are still in the middle of a pandemic, there is hope for more things opening up. In fact, you may be starting to plan for future trips. But, could your passport be at risk due to your IRS debt? What You Need to Know According to 26 USC 7345, if your IRS tax [...]
Are you about to have your paycheck garnished? If so, you may be worried about your stimulus check. So, can your stimulus check be garnished? So, Is Your Stimulus Check at Risk? Do you live in California? Good news! Your stimulus check is protected from garnishment. In fact, Californians' stimulus checks are also protected from [...]
Are you aware that the homestead exemption for personal residences increased on January 1, 2021? Here is what you need to know: So, What is a Homestead Exemption? The homestead exemption will be applied when a creditor tries to enforce a judgment against a qualified residence. Typically, this does not apply to enforcing property taxes, [...]
Suspended Student loan payments have been extended again. However, that date is approaching quicker than you think. Are you ready to resume your payments? When Are Payments Due? According to the Federal Student Aid website, you will receive your billing statement or other notice. This will come from your servicer and the office of Federal [...]
Do you have social security debt? If so, are you wondering about how to get rid of that debt? If you have received a letter from the Social Security Administration (SSA) for collection of an overpayment, you be unsure what to do next. Is this debt dischargeable in bankruptcy? Social Security Debt in Bankruptcy The good [...]
Do you have an existing lawsuit? Whether you are being sued for a debt or fraud, you may be wondering if you are protected in your bankruptcy. What is an Automatic Stay? When you file for bankruptcy an automatic stay helps protect you from creditors. This is a court-ordered injunction. It prevents creditors from seeking legal [...]
Coming to the decision to file for bankruptcy can be a difficult decision. So, you want to be sure that you are taking the right steps before filing. A mistake in bankruptcy can make it difficult to achieve your fresh start. We want you to be in right place before filing. Below are a list of [...]
Are you in a bankruptcy or considering filing for bankruptcy? If so, you may be wondering what happens to your tax refund in bankruptcy. Tax Refunds in Bankruptcy It is important to understand that the court will treat your tax refund as property of your estate. The amount that the trustee requires be sent back [...]
With tax season approaching, IRS scammers are using a variety of methods to contact you. In fact, they are contacting people through regular mail, telephone calls, emails, or even text messages. Keep in mind that the IRS will not contact you via text messaging or initiate contact with you by email or social media. Protecting [...]