If you are financially struggling and dealing with debt problems, you might want to consider filing for bankruptcy. An unemployed citizen in California may opt to file bankruptcy, which will help him or her have a fresh start by eliminating or reducing certain debts owed. Bankruptcy exemptions can also enable a bankrupt individual to save [...]
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So far Darin Swayne has created 28 blog entries.
Has your credit card debt piled up and a credit card company is asking you to repay? Have your medical bills racked up and now collection agencies are relentlessly hounding you? While you may be able to ignore your debt, they could sue you and get your wages garnished until it’s paid off. This article [...]
While filing bankruptcy can be a complicated process, it is something debtors should consider. The different types of bankruptcy enable an individual to repay or even wipe out loans and debts. The latter is often the main objective of those looking into debt relief and consumer bankruptcy. A bankruptcy filing (often a Chapter 7 liquidation, [...]
If you’re struggling with debt, a bankruptcy filing may provide you with debt relief. Debtors can choose between two types of bankruptcy to having their consumer debts eliminated - Chapter 7 and Chapter 13. In a Chapter 7 bankruptcy (or liquidation bankruptcy), the bankruptcy trustee sells your nonexempt property and distributes the proceeds to your [...]
Bankruptcies leave people with bad credit. While improving your credit score and establishing credit to a potential lender might be challenging, it is not impossible. Even if you have a low credit score, there are certain things you can still do. This includes applying for a credit card after bankruptcy. While there are certain limitations [...]
Filing bankruptcy in California allows debtors struggling with debt to getting a fresh financial start. A Chapter 7 bankruptcy, also known as liquidation bankruptcies, where the assets and property of the debtor are liquidated by the trustee to repay your creditors in exchange for eliminating your unsecured debts. This article provides an overview of the [...]
Bankruptcy filing for debt relief is not as bad as it seems. For some people, to be able to pay back what is owed to lenders and wipe out debts is the only way to have a fresh start financially. Our law firm has processed countless of bankruptcy cases, and for good reason. If you [...]
For a lot of people, the bankruptcy process allowed them to financially get back on track and have a fresh start at life. Choosing to file a bankruptcy case is a legal issue, not a personal one. Getting a good local attorney can help you with the different types of bankruptcy, the actual bankruptcy procedure, [...]
If you decided to file for bankruptcy, repairing your credit afterward is probably one of your main concerns. Having a bad credit report means having a score lower than 560 based on FICO’s scoring system. Record of bankruptcy, your payment history, utilization of credit, and a host of factors influence how fast you can regain [...]
In Chapter 7 bankruptcy cases, also known as liquidation bankruptcies, the court liquidates your nonexempt assets and distributes the proceeds to holders of claims in order to wipe out your debts. This article provides the basic information you need to know in filing for bankruptcy under Chapter 7. Eligibility for Chapter 7 Bankruptcy Individuals, partnerships, [...]