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So far Darin Swayne has created 16 blog entries.
19 06, 2020

Choosing The Right Type of Bankruptcy Filing

2020-06-19T12:49:14+00:00

If you are currently stuck in debt and seek a way out, filing for bankruptcy is your best option. Choosing the right type of bankruptcy is a crucial step in obtaining a new start. This is why before you file, consider the main reason behind your financial problem: was it due to medical expenses incurred? [...]

Choosing The Right Type of Bankruptcy Filing2020-06-19T12:49:14+00:00
6 05, 2020

Reasons Why Chapter 13 Bankruptcy May Be A Better Option

2020-05-06T07:54:27+00:00

Filing bankruptcy is not an easy decision. There are several bankruptcy chapters in the bankruptcy code which may be daunting for someone faced with financial challenges. If you are considering bankruptcy, it is wise to seek legal advice so that one can make a sound decision to get out of debt. A bankruptcy lawyer is [...]

Reasons Why Chapter 13 Bankruptcy May Be A Better Option2020-05-06T07:54:27+00:00
8 02, 2020

Bankruptcy Chapter 7 and 13 in California

2020-02-08T21:52:27+00:00

What is Bankruptcy? Bankruptcy is the legal process in relation to persons or businesses who cannot afford to pay their remaining debts. The Bankruptcy laws are designed to help debtors unable to pay their outstanding balances and help the creditors get relief from whatever kind of assets the debtor has no need for. Bankruptcies are [...]

Bankruptcy Chapter 7 and 13 in California2020-02-08T21:52:27+00:00
20 01, 2020

California Bankruptcy Basics

2020-01-20T07:01:26+00:00

Many credit card companies tell consumers that bankruptcy only happens to people who have no control over their spending, making them misuse their credit cards, but this is pure myth. Bankruptcy lawyers can attest to that, having clients who have filed bankruptcy cases for various reasons. A debtor can come from a wide range of [...]

California Bankruptcy Basics2020-01-20T07:01:26+00:00
17 01, 2020

135. Can Filing for Bankruptcy Affect a Cosigner?

2020-01-17T15:37:00+00:00

Cosigning on a loan is not unusual. In fact, cosigning is a common way to help someone with less than perfect credit. Often, it is a family member or a close friend. People cosign for different types of loans (car, mortgage, or student loan). But, did you know that when you cosign on a debt, [...]

135. Can Filing for Bankruptcy Affect a Cosigner?2020-01-17T15:37:00+00:00
10 01, 2020

134. What Does the Statute of Limitations Mean For Your Debt?

2020-03-07T06:04:03+00:00

Being in debt is stressful, especially when you are being contacted by creditors. You may be wondering what the statute of limitations can mean for your existing debt. What is a Statute of Limitations? A statute of limitation is a deadline to file a lawsuit that is applied to agreements like written contracts, credit card accounts, [...]

134. What Does the Statute of Limitations Mean For Your Debt?2020-03-07T06:04:03+00:00
3 01, 2020

133. Managing Your Debt After the Holidays

2020-03-23T08:59:31+00:00

Are you worried about your finances after the holiday season? If so, you are not alone. For many, there is pressure to "go big or go home" when it comes to gift giving. According to a poll conducted by CreditCards.com, 61% of people with existing credit card debt are willing to go into more debt [...]

133. Managing Your Debt After the Holidays2020-03-23T08:59:31+00:00
27 12, 2019

132. Sample Child Identity Theft Letter to Credit Bureaus

2020-03-23T09:01:44+00:00

Last week we discussed how your child's identity could be at risk for theft and ways to keep your child's identity safe. Below is a sample letter that you can send to the Credit Bureaus if you believe that your child has been a victim of identity theft. Things to Remember: Send via certified mail with [...]

132. Sample Child Identity Theft Letter to Credit Bureaus2020-03-23T09:01:44+00:00
20 12, 2019

131. Is Your Child at Risk for Identity Theft?

2020-06-05T21:03:01+00:00

Did you know that identity theft can happen to your child? According to the FTC, a minor's identity is also at risk for thieves. In fact, a child's identity is appealing, since it is less likely that anyone is actively monitoring their identity or credit report. So, What Can You Do? The best way to [...]

131. Is Your Child at Risk for Identity Theft?2020-06-05T21:03:01+00:00
13 12, 2019

130. Are You Worried About a Bank Levy or Wage Garnishment?

2020-03-23T09:07:10+00:00

The holiday season can be stressful. This is especially true if you have received a court judgment against you from a creditor. If so, you are probably worried about your wages being garnished or a bank levy being placed on your accounts. What is a Bank Levy? The bank levy process begins when when a [...]

130. Are You Worried About a Bank Levy or Wage Garnishment?2020-03-23T09:07:10+00:00