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So far Darin Swayne has created 18 blog entries.
17 07, 2020

How Automatic Stay Works in Chapter 7 or 13 Bankruptcy

2020-07-17T10:46:02+00:00

Filing bankruptcy is something you would normally not look forward to. However, you might eventually see bankruptcy filing as the best way to deal with your financial problems and have a fresh start. If you are planning to declare bankruptcy, you need to look into the specifics of the different types of bankruptcy. You can [...]

How Automatic Stay Works in Chapter 7 or 13 Bankruptcy2020-07-17T10:46:02+00:00
8 07, 2020

How Does Bankruptcy Work If You Are Married?

2020-07-08T08:24:43+00:00

If you are married and about to declare bankruptcy, you need to be aware of the additional set of legal options available to you as compared to individual debtors. To avoid the unnecessary stress of filing a joint bankruptcy with your spouse, make sure to familiarize yourself with important facts about the bankruptcy process and [...]

How Does Bankruptcy Work If You Are Married?2020-07-08T08:24:43+00:00
19 06, 2020

Choosing The Right Type of Bankruptcy Filing

2020-06-19T12:49:14+00:00

If you are currently stuck in debt and seek a way out, filing for bankruptcy is your best option. Choosing the right type of bankruptcy is a crucial step in obtaining a new start. This is why before you file, consider the main reason behind your financial problem: was it due to medical expenses incurred? [...]

Choosing The Right Type of Bankruptcy Filing2020-06-19T12:49:14+00:00
6 05, 2020

Reasons Why Chapter 13 Bankruptcy May Be A Better Option

2020-05-06T07:54:27+00:00

Filing bankruptcy is not an easy decision. There are several bankruptcy chapters in the bankruptcy code which may be daunting for someone faced with financial challenges. If you are considering bankruptcy, it is wise to seek legal advice so that one can make a sound decision to get out of debt. A bankruptcy lawyer is [...]

Reasons Why Chapter 13 Bankruptcy May Be A Better Option2020-05-06T07:54:27+00:00
8 02, 2020

Bankruptcy Chapter 7 and 13 in California

2020-02-08T21:52:27+00:00

What is Bankruptcy? Bankruptcy is the legal process in relation to persons or businesses who cannot afford to pay their remaining debts. The Bankruptcy laws are designed to help debtors unable to pay their outstanding balances and help the creditors get relief from whatever kind of assets the debtor has no need for. Bankruptcies are [...]

Bankruptcy Chapter 7 and 13 in California2020-02-08T21:52:27+00:00
20 01, 2020

California Bankruptcy Basics

2020-01-20T07:01:26+00:00

Many credit card companies tell consumers that bankruptcy only happens to people who have no control over their spending, making them misuse their credit cards, but this is pure myth. Bankruptcy lawyers can attest to that, having clients who have filed bankruptcy cases for various reasons. A debtor can come from a wide range of [...]

California Bankruptcy Basics2020-01-20T07:01:26+00:00
17 01, 2020

135. Can Filing for Bankruptcy Affect a Cosigner?

2020-01-17T15:37:00+00:00

Cosigning on a loan is not unusual. In fact, cosigning is a common way to help someone with less than perfect credit. Often, it is a family member or a close friend. People cosign for different types of loans (car, mortgage, or student loan). But, did you know that when you cosign on a debt, [...]

135. Can Filing for Bankruptcy Affect a Cosigner?2020-01-17T15:37:00+00:00
10 01, 2020

134. What Does the Statute of Limitations Mean For Your Debt?

2020-03-07T06:04:03+00:00

Being in debt is stressful, especially when you are being contacted by creditors. You may be wondering what the statute of limitations can mean for your existing debt. What is a Statute of Limitations? A statute of limitation is a deadline to file a lawsuit that is applied to agreements like written contracts, credit card accounts, [...]

134. What Does the Statute of Limitations Mean For Your Debt?2020-03-07T06:04:03+00:00
3 01, 2020

133. Managing Your Debt After the Holidays

2020-03-23T08:59:31+00:00

Are you worried about your finances after the holiday season? If so, you are not alone. For many, there is pressure to "go big or go home" when it comes to gift giving. According to a poll conducted by CreditCards.com, 61% of people with existing credit card debt are willing to go into more debt [...]

133. Managing Your Debt After the Holidays2020-03-23T08:59:31+00:00
27 12, 2019

132. Sample Child Identity Theft Letter to Credit Bureaus

2020-03-23T09:01:44+00:00

Last week we discussed how your child's identity could be at risk for theft and ways to keep your child's identity safe. Below is a sample letter that you can send to the Credit Bureaus if you believe that your child has been a victim of identity theft. Things to Remember: Send via certified mail with [...]

132. Sample Child Identity Theft Letter to Credit Bureaus2020-03-23T09:01:44+00:00