Are you concerned that your debt will lead to a wage garnishment? First, you should know that a garnishment of your wages will not happen unless your unsecured creditor receives a judgment from the court. However, this is not the case for IRS debt. So, if you owe the IRS and want more information, click [...]
You may be wondering if filing for bankruptcy will prevent you from buying a home or a new vehicle in the future. What may surprise you is that filing for bankruptcy can increase your credit score. This will put you in a better position to make large purchases like a house or car. Does it [...]
Are you struggling with debt? Have you received threatening phone calls or letters? You need to know what debt collectors can and cannot do.
Were your wages garnished? If so, you may be avoiding hiring an attorney. However, hiring an experienced attorney will provide you with the necessary knowledge and experience to navigate the legal processes involved with a wage garnishment.
\Are you considering taking out a loan for a new vehicle? Buying a car can be difficult if you have no credit, bad credit, or do not have enough cash on hand. So, hearing about auto loans with too good to be true perks may be a tempting option. However, there are traps that you will want to avoid.
Are you being sued by Enhanced Recovery? If so, you are not alone. There are many debt-buying companies like Enhanced Recovery. Debt buyers purchase delinquent debts to collect money on the debts they purchased in bulk. Other debt buyers that we frequently see are Midland Funding, Cavalry SPV, and Encore Capital Group.
Tax season is here again, so you may be wondering if you can keep your refund in a Chapter 13 Bankruptcy. In most cases, you are required to turn over your tax refund to your Chapter 13 Trustee. However, there are options to keep your refund.
If you are wondering about your credit score, you may want to know if you have a good one. So, how can you tell if you have good credit? We have discussed many ways to improve your credit score, but how do you know when you have achieved a good credit score?
If you are wondering if bankruptcy can stop foreclosure, you are not alone. Fortunately, you have options. The process of foreclosure usually begins after falling behind on mortgage payments. Next, the lender will prepare to sell the home at auction. The money collected through the auction is then applied to the mortgage balance. For more information on the foreclosure timeline, click here.
