When filing for bankruptcy, you may worry about what will happen to your assets. What you may not consider is what will happen to your artistic works. Artistic works fall under intellectual property (IP) and can include things such as composed songs, films, or literary works. Artistic Works in Bankruptcy If you have composed music […]

You may be wondering if filing for bankruptcy will prevent you from buying a home or a new vehicle in the future. What may surprise you is that filing for bankruptcy can increase your credit score. This will put you in a better position to make large purchases like a house or car. Does it […]

If you have unpaid tax debt, you are at risk of having the IRS place a levy. You should know that dealing with IRS tax debt is not the same as dealing with any other type of debt collector. The IRS has the power to recoup money without filing a lawsuit. Before an IRS tax […]

When you have debt, especially a large amount, it can be tempting to use your retirement funds to pay off your unsecured creditors. However, this is a bad strategy. Did you know that creditors cannot touch your retirement funds? Can Your Retirement Be Garnished? Unsecured creditors cannot take your Federal benefit payments. In fact, when […]

Are you struggling with debt? Have you received threatening phone calls or letters? You need to know what debt collectors can and cannot do.

Were your wages garnished? If so, you may be avoiding hiring an attorney. However, hiring an experienced attorney will provide you with the necessary knowledge and experience to navigate the legal processes involved with a wage garnishment.

\Are you considering taking out a loan for a new vehicle? Buying a car can be difficult if you have no credit, bad credit, or do not have enough cash on hand. So, hearing about auto loans with too good to be true perks may be a tempting option. However, there are traps that you will want to avoid.

Are you being sued by Enhanced Recovery? If so, you are not alone. There are many debt-buying companies like Enhanced Recovery. Debt buyers purchase delinquent debts to collect money on the debts they purchased in bulk. Other debt buyers that we frequently see are Midland Funding, Cavalry SPV, and Encore Capital Group.

Tax season is here again, so you may be wondering if you can keep your refund in a Chapter 13 Bankruptcy. In most cases, you are required to turn over your tax refund to your Chapter 13 Trustee. However, there are options to keep your refund.