We want you to know that bankruptcy is not the end. In fact, it can be the beginning of your fresh start! Take Cyndi Lauper for example. Before she ever made it big, she was in a band named Blue Angel. The band fired their manager, which resulted in an $80,000 lawsuit. Cyndi did not […]

Dealing with debt can be overwhelming, no matter the size of that debt. And, if you are trying to conquer your debt, it can be difficult to stay motivated. Fortunately, there are proactive steps you can take to reduce or even eliminate your debt and your stress. 1. Make a Budget Easy enough, right? But, […]

At the Law Office of Daniela Romero, we believe in helping our clients achieve their financial fresh start. However, we also believe in giving back. So, our team donates time to causes that matter. Recently, members from our team participated in the inaugural “Hike To Mend” fundraiser. It was a 5-mile hike. This is the […]

Being in debt can be stressful, especially when you are being targeted by debt collectors. But, more upsetting is that some collectors are actually scam artists. The good news is that there are ways to protect yourself: You should not be threatened to be arrested. Demands to give immediate payment. Being asked to send payment […]

Were you rejected for student loan forgiveness? If so, there are things you need to know. As you may have seen in the news, 99% of borrowers were rejected for student loan forgiveness. Why? Well, there is confusion as to the details on how to qualify. Before you can understand how to qualify, you should […]

Are you having trouble paying your bills due to a high-interest car loan? You are not alone. In fact, auto loans make up $1.30 trillion of the total household debt. There are very high interest rate loans out there, some as long as 7 year loans. Moreover, about 33% of the people are behind on […]

When you hear the name Walt Disney, you probably think of the success of his theme parks and cartoons. What you may not realize is that Walt Disney also filed for bankruptcy. He started an animation company in 1920, Laugh-O-Gram Studios, to create animated cartoons. With a financial backer, the company began hiring staff. Sadly, […]

If you have found yourself in a position where you are considering using a debt negotiation company, there are several things that you should first consider. Promises Not Kept Debt settlement companies promise to save you money on debt repayment, but they often tack on hidden fees that add up quickly. In fact, you may […]

Do you work for a company that has filed for bankruptcy? If so, you may be concerned about what happens next. First, you need to find out is under which chapter your company filed bankruptcy. This will influence you in different ways: Chapter 7 In a Chapter 7 Bankruptcy, the company will sell off assets […]

Do you have more debt than you are able to repay? If so, you may be wondering what are your options. We have worked with many people in the same situation. So, what are your best options? Option 1: Do Nothing/Ignore the Debt Is this the best option? Well, if you have no income or […]