2201, 2021

188. What You Need to Know About Proposition 19

Are you a homeowner that is struggling? Have you heard about Proposition 19? Prop 19 is also known as The Home Protection for Seniors, Severely Disabled, Families, and Victims of Wildfire or Natural Disasters Act. This Act has special rules to [...]

1501, 2021

187. Student Loan Borrower Assistance Ending Soon: Are You Ready?

Student loan payments have been paused until January 31, 2021. However, that date is approaching quickly. Are you ready to resume your payments? When Are Payments Due? According to the Federal Student Aid website, you will receive your billing statement or [...]

2712, 2020

Chapter 13 Bankruptcy Filing in California

If you’re struggling with debt, a bankruptcy filing may provide you with debt relief. Debtors can choose between two types of bankruptcy to having their consumer debts eliminated - Chapter 7 and Chapter 13. In a Chapter 7 bankruptcy (or liquidation [...]

2412, 2020

184. Preparing for the New Year and a New Financial You

As this year comes to a close, we are taking time to reflect on the year’s successes and setbacks. This year has brought on incredible changes to our daily lives and our finances. Do you feel like this year has negatively [...]

2012, 2020

Can I Get a Credit Card After Bankruptcy?

Bankruptcies leave people with bad credit. While improving your credit score and establishing credit to a potential lender might be challenging, it is not impossible. Even if you have a low credit score, there are certain things you can still do. [...]

1812, 2020

183. What You Need to Know About the New Bankruptcy Reform Bill

Did you know that a new reform bill has been introduced on behalf of consumer debtors? Senator Elizabeth Warren and House Judiciary Chair Jerrold Nadler introduced the Consumer Bankruptcy Reform Act 2020, which will make improvements to current bankruptcy law. Improvements [...]

1112, 2020

182. Do Not Underestimate COVID’s Impact on Your Finances

This has been a difficult financial year for most of us. In fact, some cities are also feeling the financial strain. According to an audit by the California State Auditor’s Office, the city of West Covina is now considered an at-risk [...]

1012, 2020

How to File Bankruptcy in California

Filing bankruptcy in California allows debtors struggling with debt to getting a fresh financial start. A Chapter 7 bankruptcy, also known as liquidation bankruptcies, where the assets and property of the debtor are liquidated by the trustee to repay your creditors [...]

412, 2020

181. Is Your Debt Too Much to Handle This Holiday Season?

If you are worried that all of your planning and budgeting is not enough to help your finances during the holiday season? You are not alone. There are ways for you to reduce or eliminate your debt during this holiday season. [...]

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