A common question we are asked is if you can lose your job because you filed for bankruptcy. You should know that your employer cannot fire you only because you filed for bankruptcy. This is protected under the law. Again, your employer (government or private) cannot fire you for the sole reason that you filed for bankruptcy. Also, your spouse’s job is also protected under the law. However, a government or private employer might refuse to hire you due to a bankruptcy.
The law does provide some protection when you are being considered for a new job, but it does not apply to all types of employers. A government employer cannot refuse to hire you or someone associated with you due to your bankruptcy filing. This also applies to if you have been insolvent before your bankruptcy discharge and if you have not paid back a dischargeable debt in your bankruptcy or one that was discharged in bankruptcy.
Private employers do not have the same restriction as government employers. A private employer can refuse to hire you based on your bankruptcy filing. Many private companies require background and/or credit checks before hiring a candidate. This will most likely reveal your bankruptcy filing. You also may not be protected during the evaluation period of a new position.
Filing for bankruptcy can be a scary thought, but it might be your best option. At the Law Office of Daniela Romero, we believe in relationships that are based on trust. Before we work together we would like to get to know you and we would like you to get to know us. This is to make sure you are the right fit for us and that we are the perfect fit for you, so that you can be completely comfortable sharing even the most intimate and difficult details of your case with us so we can offer you representation to the fullest extent of the law.
Contact our office today to hear about all the options that will work best for your current situation. The consultation is free and will give you the information needed to make an informed decision as to what you should do next.