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17 01, 2020

135. Can Filing for Bankruptcy Affect a Cosigner?

2020-01-17T15:37:00+00:00

Cosigning on a loan is not unusual. In fact, cosigning is a common way to help someone with less than perfect credit. Often, it is a family member or a close friend. People cosign for different types of loans (car, mortgage, or student loan). But, did you know that when you cosign on a debt, [...]

135. Can Filing for Bankruptcy Affect a Cosigner?2020-01-17T15:37:00+00:00
13 12, 2019

130. Are You Worried About a Bank Levy or Wage Garnishment?

2019-12-13T15:49:26+00:00

The holiday season can be stressful. This is especially true if you have received a court judgment against you from a creditor. If so, you are probably worried about your wages being garnished or a bank levy being placed on your accounts. What is a Bank Levy? The bank levy process begins when when a [...]

130. Are You Worried About a Bank Levy or Wage Garnishment?2019-12-13T15:49:26+00:00
6 12, 2019

129. Are You Worried About Foreclosure This Holiday Season?

2019-12-06T20:08:02+00:00

Are you finding your finances becoming extra tight during the holiday season? If so, you may be worried about falling behind on your mortgage payments. Perhaps you have already fallen behind and are worried about foreclosure. In either case, you have options. When Does Foreclosure Begin? This process typically begins after falling behind on mortgage [...]

129. Are You Worried About Foreclosure This Holiday Season?2019-12-06T20:08:02+00:00
15 11, 2019

126. How to Request an Exemption From Your Wage Garnishment

2019-11-29T15:26:46+00:00

If you have received an Earnings Withholding Order (EWO), you may be wondering how to ask for an exemption. Your EWO should include information on the wage garnishment process and exemption. Your first step will be to keep a record of when you received the order. How Do You Ask For An Exemption? In order [...]

126. How to Request an Exemption From Your Wage Garnishment2019-11-29T15:26:46+00:00
18 10, 2019

121. Were You Rejected From Student Loan Forgiveness?

2019-10-18T20:56:16+00:00

Were you rejected for student loan forgiveness? If so, there are things you need to know. As you may have seen in the news, 99% of borrowers were rejected for student loan forgiveness. Why? Well, there is confusion as to the details on how to qualify. Before you can understand how to qualify, you should [...]

121. Were You Rejected From Student Loan Forgiveness?2019-10-18T20:56:16+00:00
11 10, 2019

120. Are You Drowning in Debt From High-Interest Car Loans?

2019-10-14T15:52:09+00:00

Are you having trouble paying your bills due to a high-interest car loan? You are not alone. In fact, auto loans make up $1.30 trillion of the total household debt. There are very high interest rate loans out there, some as long as 7 year loans. Moreover, about 33% of the people are behind on [...]

120. Are You Drowning in Debt From High-Interest Car Loans?2019-10-14T15:52:09+00:00
13 09, 2019

116. Are You Having Trouble Repaying Your Debt?

2019-09-13T20:24:09+00:00

Do you have more debt than you are able to repay? If so, you may be wondering what are your options. We have worked with many people in the same situation. So, what are your best options? Option 1: Do Nothing/Ignore the Debt Is this the best option? Well, if you have no income or [...]

116. Are You Having Trouble Repaying Your Debt?2019-09-13T20:24:09+00:00
6 09, 2019

114. Bankruptcy Options for Married Couples: What You Need to Know

2019-09-06T19:57:02+00:00

If you and your spouse both have a lot of debt under both of your names, you may want to consider filing a joint petition. What are the Benefits? First, it can be less expensive to file a joint bankruptcy than to file two separate ones. In fact, you may save court filing fees as [...]

114. Bankruptcy Options for Married Couples: What You Need to Know2019-09-06T19:57:02+00:00
30 08, 2019

113. Bankruptcy Success Story: Abraham Lincoln

2019-08-30T19:40:05+00:00

Most people hear the word bankruptcy and assume the worst. But, what most people don't realize that a bankruptcy can be a fresh start. In fact, did you know that President Lincoln filed for bankruptcy in 1833 before he became president? President Lincoln co-owned a general store with a friend. They purchased their store's inventory [...]

113. Bankruptcy Success Story: Abraham Lincoln2019-08-30T19:40:05+00:00