24 01, 2020

136. Bankruptcy Success Story: Henry Ford


When you think of Henry Ford, you probably think about the Model T or the Ford Motor Company. What you may not know is that he found himself in financial trouble several times. In fact, he filed for bankruptcy twice. As a talented engineer, Ford decided to focus more on his inventions and created the [...]

136. Bankruptcy Success Story: Henry Ford2020-01-28T21:21:24+00:00
20 01, 2020

California Bankruptcy Basics


Many credit card companies tell consumers that bankruptcy only happens to people who have no control over their spending, making them misuse their credit cards, but this is pure myth. Bankruptcy lawyers can attest to that, having clients who have filed bankruptcy cases for various reasons. A debtor can come from a wide range of [...]

California Bankruptcy Basics2020-01-20T07:01:26+00:00
17 01, 2020

135. Can Filing for Bankruptcy Affect a Cosigner?


Cosigning on a loan is not unusual. In fact, cosigning is a common way to help someone with less than perfect credit. Often, it is a family member or a close friend. People cosign for different types of loans (car, mortgage, or student loan). But, did you know that when you cosign on a debt, [...]

135. Can Filing for Bankruptcy Affect a Cosigner?2020-01-17T15:37:00+00:00
13 12, 2019

130. Are You Worried About a Bank Levy or Wage Garnishment?


The holiday season can be stressful. This is especially true if you have received a court judgment against you from a creditor. If so, you are probably worried about your wages being garnished or a bank levy being placed on your accounts. What is a Bank Levy? The bank levy process begins when when a [...]

130. Are You Worried About a Bank Levy or Wage Garnishment?2019-12-13T15:49:26+00:00
6 12, 2019

129. Are You Worried About Foreclosure This Holiday Season?


Are you finding your finances becoming extra tight during the holiday season? If so, you may be worried about falling behind on your mortgage payments. Perhaps you have already fallen behind and are worried about foreclosure. In either case, you have options. When Does Foreclosure Begin? This process typically begins after falling behind on mortgage [...]

129. Are You Worried About Foreclosure This Holiday Season?2019-12-06T20:08:02+00:00
22 11, 2019

127. Tips for Filing Bankruptcy


Filing bankruptcy can be a scary thought. But, if you are in need of a fresh financial start, you want to be sure you go about it the right way. That is because a mistake in bankruptcy can make it difficult to achieve your fresh start. We have previously discussed common mistakes and things that [...]

127. Tips for Filing Bankruptcy2019-12-10T19:48:21+00:00
15 11, 2019

126. How to Request an Exemption From Your Wage Garnishment


If you have received an Earnings Withholding Order (EWO), you may be wondering how to ask for an exemption. Your EWO should include information on the wage garnishment process and exemption. Your first step will be to keep a record of when you received the order. How Do You Ask For An Exemption? In order [...]

126. How to Request an Exemption From Your Wage Garnishment2019-11-29T15:26:46+00:00
1 11, 2019

124. Staying Motivated to Conquer Your Debt


Dealing with debt can be overwhelming, no matter the size of that debt. And, if you are trying to conquer your debt, it can be difficult to stay motivated. Fortunately, there are proactive steps you can take to reduce or even eliminate your debt and your stress. 1. Make a Budget Easy enough, right? But, [...]

124. Staying Motivated to Conquer Your Debt2019-11-01T19:54:52+00:00
18 10, 2019

121. Were You Rejected From Student Loan Forgiveness?


Were you rejected for student loan forgiveness? If so, there are things you need to know. As you may have seen in the news, 99% of borrowers were rejected for student loan forgiveness. Why? Well, there is confusion as to the details on how to qualify. Before you can understand how to qualify, you should [...]

121. Were You Rejected From Student Loan Forgiveness?2019-10-18T20:56:16+00:00