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17 01, 2020

135. Can Filing for Bankruptcy Affect a Cosigner?

2020-01-17T15:37:00+00:00

Cosigning on a loan is not unusual. In fact, cosigning is a common way to help someone with less than perfect credit. Often, it is a family member or a close friend. People cosign for different types of loans (car, mortgage, or student loan). But, did you know that when you cosign on a debt, [...]

135. Can Filing for Bankruptcy Affect a Cosigner?2020-01-17T15:37:00+00:00
27 12, 2019

132. Sample Child Identity Theft Letter to Credit Bureaus

2019-12-27T15:33:56+00:00

Last week we discussed how your child's identity could be at risk for theft and ways to keep your child's identity safe. Below is a sample letter that you can send to the Credit Bureaus if you believe that your child has been a victim of identity theft. Things to Remember: Send via certified mail with [...]

132. Sample Child Identity Theft Letter to Credit Bureaus2019-12-27T15:33:56+00:00
20 12, 2019

131. Is Your Child at Risk for Identity Theft?

2019-12-20T15:59:56+00:00

Did you know that identity theft can happen to your child? According to the FTC, a minor's identity is also at risk for thieves. In fact, a child's identity is appealing, since it is less likely that anyone is actively monitoring their identity or credit report. So, What Can You Do? The best way to [...]

131. Is Your Child at Risk for Identity Theft?2019-12-20T15:59:56+00:00
29 11, 2019

128. Protecting Your Identity This Holiday Season

2019-12-02T19:18:08+00:00

As we all enter the holiday season, we want to be sure that you are protected. This is the time of year where scam artists are looking to take advantage of you and your holiday spirit. It can be difficult for banks to help you if willingly provide your personal information or your money. So, [...]

128. Protecting Your Identity This Holiday Season2019-12-02T19:18:08+00:00
22 11, 2019

127. Tips for Filing Bankruptcy

2019-12-10T19:48:21+00:00

Filing bankruptcy can be a scary thought. But, if you are in need of a fresh financial start, you want to be sure you go about it the right way. That is because a mistake in bankruptcy can make it difficult to achieve your fresh start. We have previously discussed common mistakes and things that [...]

127. Tips for Filing Bankruptcy2019-12-10T19:48:21+00:00
11 10, 2019

120. Are You Drowning in Debt From High-Interest Car Loans?

2019-10-14T15:52:09+00:00

Are you having trouble paying your bills due to a high-interest car loan? You are not alone. In fact, auto loans make up $1.30 trillion of the total household debt. There are very high interest rate loans out there, some as long as 7 year loans. Moreover, about 33% of the people are behind on [...]

120. Are You Drowning in Debt From High-Interest Car Loans?2019-10-14T15:52:09+00:00
27 09, 2019

118. The Secrets Debt Negotiation Companies Don’t Want You To Know

2019-09-30T16:39:45+00:00

If you have found yourself in a position where you are considering using a debt negotiation company, there are several things that you should first consider. Promises Not Kept Debt settlement companies promise to save you money on debt repayment, but they often tack on hidden fees that add up quickly. In fact, you may [...]

118. The Secrets Debt Negotiation Companies Don’t Want You To Know2019-09-30T16:39:45+00:00
13 09, 2019

116. Are You Having Trouble Repaying Your Debt?

2019-09-13T20:24:09+00:00

Do you have more debt than you are able to repay? If so, you may be wondering what are your options. We have worked with many people in the same situation. So, what are your best options? Option 1: Do Nothing/Ignore the Debt Is this the best option? Well, if you have no income or [...]

116. Are You Having Trouble Repaying Your Debt?2019-09-13T20:24:09+00:00
16 08, 2019

111. Seniors: Beware of Reverse Mortgages!

2019-08-16T19:50:02+00:00

According to a recent USA TODAY article, many seniors that took out reverse mortgages are now facing foreclosure. This is even more prominent in African American neighborhoods. So, are you in danger? First, you should know what a reverse mortgage is and how it works. So, How Does a Reverse Mortgage Work? A reverse mortgage [...]

111. Seniors: Beware of Reverse Mortgages!2019-08-16T19:50:02+00:00