Category : Credit Score

Bankruptcy Success Story: Cyndi Lauper

We want you to know that bankruptcy is not the end. In fact, it can be the beginning of your fresh start! Take Cyndi Lauper for example. Before she ever made it big, she was in a band named Blue Angel. The band fired their manager, which resulted in an $80,000 lawsuit. Cyndi did not […]

120. Are You Drowning in Debt From High-Interest Car Loans?

Are you having trouble paying your bills due to a high-interest car loan? You are not alone. In fact, auto loans make up $1.30 trillion of the total household debt. There are very high interest rate loans out there, some as long as 7 year loans. Moreover, about 33% of the people are behind on […]

118. The Secrets Debt Negotiation Companies Don’t Want You To Know

If you have found yourself in a position where you are considering using a debt negotiation company, there are several things that you should first consider. Promises Not Kept Debt settlement companies promise to save you money on debt repayment, but they often tack on hidden fees that add up quickly. In fact, you may […]

116. Are You Having Trouble Repaying Your Debt?

Do you have more debt than you are able to repay? If so, you may be wondering what are your options. We have worked with many people in the same situation. So, what are your best options? Option 1: Do Nothing/Ignore the Debt Is this the best option? Well, if you have no income or […]

111. Seniors: Beware of Reverse Mortgages!

According to a recent USA TODAY article, many seniors that took out reverse mortgages are now facing foreclosure. This is even more prominent in African American neighborhoods. So, are you in danger? First, you should know what a reverse mortgage is and how it works. So, How Does a Reverse Mortgage Work? A reverse mortgage […]

110. Common Bankruptcy Mistakes to Avoid

Coming to the decision to file for bankruptcy can be a difficult decision. No doubt you have weighed your options carefully before coming to this decision. We understand. Now, you may be wondering what you should do next and if anything should be avoided. So, here is a list of common bankruptcy mistakes to avoid: […]

108. How To Stop Your EDD Wage Garnishment

Were your wages garnished by the Employment Development Department (EDD)? If so, there are things you should know. The EDD is not like debt-buyers that require a lawsuit to withhold your money. The EDD is able to withhold money owed to you by the state to repay a debt. Since there is never a good […]

105. Should I Use a Credit Agency as a Bankruptcy Alternative?

If you are struggling with debt, you are probably weighing your options to see what will work best for you. This is exactly what you should be doing. However, you should know that credit counseling businesses can only help so much. For example, they are unable to negotiate with the IRS. They also cannot help […]

104. How Do I Stop a Wage Garnishment Before My Next Payday?

Are worried about having your wages garnished? If so, you know that there is never a good time for a wage garnishment. In fact, you are probably concerned about keeping up with your bills and living expenses. You should be aware that there are limits on garnishments. The State of California prohibits creditors from garnishing […]

103. How Do I Stop My Wage Garnishment Fast in California?

Were your wages garnished? We meet with many people worried that their wages will be garnished due to debt and EDD overpayments. If you are concerned that your wages may be in jeopardy, you will want to read on: When Does a Wage Garnishment Happen? A wage garnishment from a judgment occurs when an order […]

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