Category : Debt

84. Can I Really Discharge My Tax Debt Through Bankruptcy?

Do you owe the IRS money? Are you unsure what to do? If so, you may be wondering how filing for bankruptcy can help. Your first step should be to make an appointment with a qualified bankruptcy attorney to hear about how bankruptcy can help your situation. Chapter 13  A Chapter 13 will enable you […]

83. What Should I Expect From a Bankruptcy Consultation?

If you are getting ready to meet with a bankruptcy attorney for a consultation, you may be wondering what to expect. A bankruptcy consultation is your chance to learn more about the filing process and your best options. What Can I Expect? Since most consultations are free, be prepared to ask and answer questions about […]

82. Why is Portfolio Recovery Associates Suing Me?

Are you being contacted or sued by Portfolio Recovery Associates, LLC (PRA)? If so, you are not alone. There are many debt-buying companies out there. Debt buyers purchase delinquent debts to collect money on the debts they purchased in bulk. Other debt buyers that we frequently see are Midland Funding, Cavalry SPV, and Encore Capital […]

81. Debt Negotiation Companies: Are They Right For You?

When you have debt of any size, it can be stressful. So, it is not uncommon for people in debt to consider using a debt settlement company. However, there are some things you should understand about debt settlement companies before you call one. While debt settlement companies promise to save money on debt repayment, they […]

80. What Is Credit Counseling in Bankruptcy?

If you are concerned about your finances or your credit score, you may be looking for ways to improve your situation. We recommend that you look into all of your options first. Meeting with an experienced bankruptcy attorney should be included in your research. Most attorneys will provide free consultations to go over the best […]

79. Understanding Wage Garnishment: Are You In Danger?

Are you concerned that your debt will lead to a wage garnishment? First, you should know that a garnishment of your wages will not happen unless your unsecured creditor receives a judgment from the court. However, this is not the case for IRS debt. So, if you owe the IRS and want more information, click […]

78. Can Your Social Security Administration Overpayment Be Discharged in Bankruptcy?

Have you received a letter from the Social Security Administration (SSA) for collection of an overpayment? If so, you may want to know if this debt can be discharged in bankruptcy. So, is overpayment debt dischargeable? The good news is that most SSA overpayments are considered dischargeable. Basically, any unsecured debts that you have accumulated […]

77. Is It Possible to File a Bankruptcy for $925?

Finding yourself in need of an attorney can be stressful. Typically, cost is a concern when considering retaining an attorney for legal services, especially for a bankruptcy-related matter. If you come across an attorney with pricing that is too good to be true, it might be. You will want to dig deeper before moving forward. […]

75. Can I Buy a Home or Car After Bankruptcy?

You may be wondering if filing for bankruptcy will prevent you from buying a home or a new vehicle in the future. What may surprise you is that filing for bankruptcy can increase your credit score. This will put you in a better position to make large purchases like a house or car. Does it […]

73. Why You Should Not Make an Early 401(k) Withdrawal to Pay Off Debt

When you have debt, especially a large amount, it can be tempting to use your retirement funds to pay off your unsecured creditors. However, this is a bad strategy. Did you know that creditors cannot touch your retirement funds? Can Your Retirement Be Garnished? Unsecured creditors cannot take your Federal benefit payments. In fact, when […]


CALL TODAY: 626-296-6971