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20 12, 2019

131. Is Your Child at Risk for Identity Theft?

2019-12-20T15:59:56+00:00

Did you know that identity theft can happen to your child? According to the FTC, a minor's identity is also at risk for thieves. In fact, a child's identity is appealing, since it is less likely that anyone is actively monitoring their identity or credit report. So, What Can You Do? The best way to [...]

131. Is Your Child at Risk for Identity Theft?2019-12-20T15:59:56+00:00
13 12, 2019

130. Are You Worried About a Bank Levy or Wage Garnishment?

2019-12-13T15:49:26+00:00

The holiday season can be stressful. This is especially true if you have received a court judgment against you from a creditor. If so, you are probably worried about your wages being garnished or a bank levy being placed on your accounts. What is a Bank Levy? The bank levy process begins when when a [...]

130. Are You Worried About a Bank Levy or Wage Garnishment?2019-12-13T15:49:26+00:00
6 12, 2019

129. Are You Worried About Foreclosure This Holiday Season?

2019-12-06T20:08:02+00:00

Are you finding your finances becoming extra tight during the holiday season? If so, you may be worried about falling behind on your mortgage payments. Perhaps you have already fallen behind and are worried about foreclosure. In either case, you have options. When Does Foreclosure Begin? This process typically begins after falling behind on mortgage [...]

129. Are You Worried About Foreclosure This Holiday Season?2019-12-06T20:08:02+00:00
29 11, 2019

128. Protecting Your Identity This Holiday Season

2019-12-02T19:18:08+00:00

As we all enter the holiday season, we want to be sure that you are protected. This is the time of year where scam artists are looking to take advantage of you and your holiday spirit. It can be difficult for banks to help you if willingly provide your personal information or your money. So, [...]

128. Protecting Your Identity This Holiday Season2019-12-02T19:18:08+00:00
22 11, 2019

127. Tips for Filing Bankruptcy

2019-12-10T19:48:21+00:00

Filing bankruptcy can be a scary thought. But, if you are in need of a fresh financial start, you want to be sure you go about it the right way. That is because a mistake in bankruptcy can make it difficult to achieve your fresh start. We have previously discussed common mistakes and things that [...]

127. Tips for Filing Bankruptcy2019-12-10T19:48:21+00:00
15 11, 2019

126. How to Request an Exemption From Your Wage Garnishment

2019-11-29T15:26:46+00:00

If you have received an Earnings Withholding Order (EWO), you may be wondering how to ask for an exemption. Your EWO should include information on the wage garnishment process and exemption. Your first step will be to keep a record of when you received the order. How Do You Ask For An Exemption? In order [...]

126. How to Request an Exemption From Your Wage Garnishment2019-11-29T15:26:46+00:00
1 11, 2019

124. Staying Motivated to Conquer Your Debt

2019-11-01T19:54:52+00:00

Dealing with debt can be overwhelming, no matter the size of that debt. And, if you are trying to conquer your debt, it can be difficult to stay motivated. Fortunately, there are proactive steps you can take to reduce or even eliminate your debt and your stress. 1. Make a Budget Easy enough, right? But, [...]

124. Staying Motivated to Conquer Your Debt2019-11-01T19:54:52+00:00
1 11, 2019

123. How Our Office is Giving Back: Mending Kids

2019-11-01T19:53:55+00:00

At the Law Office of Daniela Romero, we believe in helping our clients achieve their financial fresh start. However, we also believe in giving back. So, our team donates time to causes that matter. Recently, members from our team participated in the inaugural "Hike To Mend" fundraiser. It was a 5-mile hike. This is the [...]

123. How Our Office is Giving Back: Mending Kids2019-11-01T19:53:55+00:00
25 10, 2019

122. Avoiding Debt Collector Scams

2019-10-25T20:53:47+00:00

Being in debt can be stressful, especially when you are being targeted by debt collectors. But, more upsetting is that some collectors are actually scam artists. The good news is that there are ways to protect yourself: You should not be threatened to be arrested. Demands to give immediate payment. Being asked to send payment [...]

122. Avoiding Debt Collector Scams2019-10-25T20:53:47+00:00