Have you been experiencing harder times than usual? You are not alone. In the wake of COVID-19, many people have been feeling the impact on their financial as well as personal lives. So, what can you do to keep on top of your credit and credit score during this difficult time. So, How Can Your [...]
Filing bankruptcy can be a scary thought. But, if you are in need of a fresh financial start, you want to be sure you go about it the right way. That is because a mistake in bankruptcy can make it difficult to achieve your fresh start. We have previously discussed common mistakes and things that [...]
Are worried about how to protect your identity? If so, we have put together some helpful information for you below: What You Can Do To Protect Your Identity The best way to protect yourself is to keep your information private. Be sure that you know why your personal information is required and how it will [...]
Credit card debt is a concern for most Americans. Are being sued by a credit card debt? So, what do you do? To avoid receiving a judgment, or legal obligation to pay back a debt, you need to be aware of the following: 1. Do Not Ignore a Summons & Complaint If a lawsuit has [...]
When you have debt of any size, it can be stressful. So, it is not uncommon for people in debt to consider using a debt settlement company. However, there are some things you should understand about debt settlement companies before you call one. While debt settlement companies promise to save money on debt repayment, they [...]
You may be wondering if filing for bankruptcy will prevent you from buying a home or a new vehicle in the future. What may surprise you is that filing for bankruptcy can increase your credit score. This will put you in a better position to make large purchases like a house or car. Does it [...]
Are you expecting a tax refund this year? Don’t waste it on debt payments! Take control by eliminating your debt and increasing your credit score. So, How Do You Get Started? Instead of paying down a few thousand dollars of debt with your refund, you could use it to file for bankruptcy. This could wipe […]
If you are wondering about your credit score, you may want to know if you have a good one. So, how can you tell if you have good credit? We have discussed many ways to improve your credit score, but how do you know when you have achieved a good credit score?
What is a credit score? A credit score is a number that shows how likely you are to repay your debts. A credit report shows the factors that led to your score (credit accounts, credit cards, loans, credit limits, account balances and payment history). So, how can your credit score help you? When your credit […]
As 2018 ends, we are taking time to reflect on the year’s successes and setbacks. Do you feel that your credit score has been holding you back? Don’t worry. The good news is that you can take some active steps towards making positive changes to your financial situation. Starting now, take some time to look […]
