Being in debt can be stressful, especially when you are being targeted by debt collectors. But, more upsetting is that some collectors are actually scam artists. The good news is that there are ways to protect yourself: You should not be threatened to be arrested. Demands to give immediate payment. Being asked to send payment [...]
Credit card debt is a concern for most Americans. Are being sued by a credit card debt? So, what do you do? To avoid receiving a judgment, or legal obligation to pay back a debt, you need to be aware of the following: 1. Do Not Ignore a Summons & Complaint If a lawsuit has [...]
If you are struggling with debt, you are probably weighing your options to see what will work best for you. This is exactly what you should be doing. However, you should know that credit counseling businesses can only help so much. For example, they are unable to negotiate with the IRS. They also cannot help [...]
Are you being contacted or sued by Portfolio Recovery Associates, LLC (PRA)? If so, you are not alone. There are many debt-buying companies out there. Debt buyers purchase delinquent debts to collect money on the debts they purchased in bulk. Other debt buyers that we frequently see are Midland Funding, Cavalry SPV, and Encore Capital [...]
When you have debt of any size, it can be stressful. So, it is not uncommon for people in debt to consider using a debt settlement company. However, there are some things you should understand about debt settlement companies before you call one. While debt settlement companies promise to save money on debt repayment, they [...]
Finding yourself in need of an attorney can be stressful. Typically, cost is a concern when considering retaining an attorney for legal services, especially for a bankruptcy-related matter. If you come across an attorney with pricing that is too good to be true, it might be. You will want to dig deeper before moving forward. [...]
Are you struggling with debt? Have you received threatening phone calls or letters? You need to know what debt collectors can and cannot do.
Were your wages garnished? If so, you may be avoiding hiring an attorney. However, hiring an experienced attorney will provide you with the necessary knowledge and experience to navigate the legal processes involved with a wage garnishment.
Are you being sued by Enhanced Recovery? If so, you are not alone. There are many debt-buying companies like Enhanced Recovery. Debt buyers purchase delinquent debts to collect money on the debts they purchased in bulk. Other debt buyers that we frequently see are Midland Funding, Cavalry SPV, and Encore Capital Group.
Ultimately, only you will be able to make the decision if you need the help of a professional bankruptcy attorney. But, we have put together some information that will help you through that decision-making process. First, if you are struggling with debt or collection agencies, you may be overwhelmed and unsure what to do. You […]
