debt reduction Archives | Pasadena Bankruptcy Attorney
16 07, 2021

Will My Bankruptcy Affect The Cosigner of My Loan?

2023-07-21T12:07:26+00:00

Do you have a cosigner on a loan? Cosigning is a common way to help someone with less than perfect credit. People cosign for different types of loans (car, mortgage, or student loan). But, did you know that when you cosign on a debt, you are equally liable for all payments? You become responsible for [...]

Will My Bankruptcy Affect The Cosigner of My Loan?2023-07-21T12:07:26+00:00
5 07, 2019

Should I Use a Credit Agency as a Bankruptcy Alternative?

2023-07-22T10:48:25+00:00

If you are struggling with debt, you are probably weighing your options to see what will work best for you. This is exactly what you should be doing. However, you should know that credit counseling businesses can only help so much. For example, they are unable to negotiate with the IRS. They also cannot help [...]

Should I Use a Credit Agency as a Bankruptcy Alternative?2023-07-22T10:48:25+00:00
26 04, 2019

Is It Possible to File a Bankruptcy for $925?

2023-07-22T11:08:09+00:00

Finding yourself in need of an attorney can be stressful. Typically, cost is a concern when considering retaining an attorney for legal services, especially for a bankruptcy-related matter. If you come across an attorney with pricing that is too good to be true, it might be. You will want to dig deeper before moving forward. [...]

Is It Possible to File a Bankruptcy for $925?2023-07-22T11:08:09+00:00
29 03, 2019

Why You Should Not Make an Early 401(k) Withdrawal to Pay Off Debt

2023-07-22T11:10:26+00:00

When you have debt, especially a large amount, it can be tempting to use your retirement funds to pay off your unsecured creditors. However, this is a bad strategy. Did you know that creditors cannot touch your retirement funds? Can Your Retirement Be Garnished? Unsecured creditors cannot take your Federal benefit payments. In fact, when [...]

Why You Should Not Make an Early 401(k) Withdrawal to Pay Off Debt2023-07-22T11:10:26+00:00
22 03, 2019

Tax Season Is Almost Over: Looking For a Better Way To Use Your Refund?

2023-07-22T11:14:58+00:00

Are you expecting a tax refund this year? Don’t waste it on debt payments! Take control by eliminating your debt and increasing your credit score. So, How Do You Get Started? Instead of paying down a few thousand dollars of debt with your refund, you could use it to file for bankruptcy. This could wipe […]

Tax Season Is Almost Over: Looking For a Better Way To Use Your Refund?2023-07-22T11:14:58+00:00
25 01, 2019

Are You Going to Use Your Tax Refund to Pay Off Debt? Here’s How You Can Save It For Something Else

2023-07-22T11:26:49+00:00

The 2018 Tax Filing Season is about to start. Are you expecting a tax refund this year? Don’t waste it on payments! Take control by eliminating your debt and increasing your credit score.

Are You Going to Use Your Tax Refund to Pay Off Debt? Here’s How You Can Save It For Something Else2023-07-22T11:26:49+00:00
28 12, 2018

How Important Is Your Credit Score?

2023-07-22T10:29:55+00:00

What is a credit score? A credit score is a number that shows how likely you are to repay your debts. A credit report shows the factors that led to your score (credit accounts, credit cards, loans, credit limits, account balances and payment history). So, how can your credit score help you? When your credit […]

How Important Is Your Credit Score?2023-07-22T10:29:55+00:00
21 12, 2018

Looking For a Fresh Start For Your Credit Score in 2019?

2023-07-22T11:36:02+00:00

As 2018 ends, we are taking time to reflect on the year’s successes and setbacks. Do you feel that your credit score has been holding you back? Don’t worry. The good news is that you can take some active steps towards making positive changes to your financial situation. Starting now, take some time to look […]

Looking For a Fresh Start For Your Credit Score in 2019?2023-07-22T11:36:02+00:00
14 12, 2018

Student Debt Continues to Grow – What Can You Do?

2023-07-22T11:36:34+00:00

The cost of higher education continues to rise, making it difficult for the average person to pay for it without aid. If you are considering taking out a student loan, there is a lot to consider before committing to one. What To Do Before Taking Out a Student Loan According to the U.S. Department of […]

Student Debt Continues to Grow – What Can You Do?2023-07-22T11:36:34+00:00
30 11, 2018

Do I Really Need a Bankruptcy Lawyer?

2023-07-22T11:39:49+00:00

Ultimately, only you will be able to make the decision if you need the help of a professional bankruptcy attorney. But, we have put together some information that will help you through that decision-making process. First, if you are struggling with debt or collection agencies, you may be overwhelmed and unsure what to do. You […]

Do I Really Need a Bankruptcy Lawyer?2023-07-22T11:39:49+00:00