Tag : reaffirmation

120. Are You Drowning in Debt From High-Interest Car Loans?

Are you having trouble paying your bills due to a high-interest car loan? You are not alone. In fact, auto loans make up $1.30 trillion of the total household debt. There are very high interest rate loans out there, some as long as 7 year loans. Moreover, about 33% of the people are behind on […]

81. How Do I Keep My Car in Bankruptcy?

Most of us rely on our vehicles as our main form of transportation to work, school, and other obligations. This is especially true of those of us living in Southern California. For this reason, we receive a lot of questions about if it is possible to keep a vehicle when filing for bankruptcy.

80. What is a Reaffirmation Agreement in Chapter 7 Bankruptcy?

A reaffirmation in bankruptcy is an agreement that you can choose to sign with a creditor that will prevent that debt from being discharged in bankruptcy. Typically, when a person files for bankruptcy under Chapter 7, they are looking to discharge all or most of their debts. However, in some cases, a person may want to retain a debt while filing for Chapter 7.

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