Are you finding your finances becoming extra tight during the holiday season? If so, you may be worried about falling behind on your mortgage payments. Perhaps you have already fallen behind and are worried about foreclosure. In either case, you have options. When Does Foreclosure Begin? This process typically begins after falling behind on mortgage [...]
If you are wondering if bankruptcy can stop foreclosure, you are not alone. Fortunately, you have options. The process of foreclosure usually begins after falling behind on mortgage payments. Next, the lender will prepare to sell the home at auction. The money collected through the auction is then applied to the mortgage balance. For more information on the foreclosure timeline, click here.
Facing financial trouble can be difficult and stressful. This is even more difficult when you are facing foreclosure. However, while the thought of filing for bankruptcy may be scary, it actually gives you more protections than continuing to struggle or losing your home. Here is a list of pros to consider about filing for Chapter […]
Coming to the decision to speak with an attorney is not easy. It can be intimidating to know which attorney to hire. We recommend that you do your research. Speak with different qualified bankruptcy attorneys before making any final decisions. However, we are confident that our office will provide you with the dedicated service that […]
When you file for bankruptcy an automatic stay helps protect you from creditors. This is a court-ordered injunction. It prevents creditors from seeking legal action against you after filing for bankruptcy. Without the filing, creditors can contact you by mail, phone, text, and so on. Consequently, you may be overwhelmed if you are having difficulty […]
Time is of the essence in a foreclosure. So, it is important to know what to expect and what you can do during the process. Once you receive a Notice of Default Recorded, the foreclosure timeline has officially begun. Meaning, you have approximately 120 days until your home is sold. It will either sell at […]
What is a foreclosure? A foreclosure occurs when you fall behind on your mortgage loan payments. If you have enough money to make the mortgage current and make up the back payments, fees, penalties, then you can take action to stop the foreclosure process. Once the money is accepted by the bank, the foreclosure […]
Unfortunately, the costs of living and average household debt are ever-increasing. This makes foreclosure a reality for many Americans. Do you currently live in Southern California? Are you wondering if bankruptcy can stop foreclosure in Pasadena, CA? This is a common concern and one that fortunately, has a very inspiring answer. Residents of Pasadena, California […]
