Coming to the decision to file for bankruptcy can be a difficult decision. No doubt you have weighed your options carefully before coming to this decision. We understand. Now, you may be wondering what you should do next and if anything should be avoided. So, here is a list of common bankruptcy mistakes to avoid: [...]
Credit card debt is a concern for most Americans. Are being sued by a credit card debt? So, what do you do? To avoid receiving a judgment, or legal obligation to pay back a debt, you need to be aware of the following: 1. Do Not Ignore a Summons & Complaint If a lawsuit has [...]
If you are struggling with debt, you are probably weighing your options to see what will work best for you. This is exactly what you should be doing. However, you should know that credit counseling businesses can only help so much. For example, they are unable to negotiate with the IRS. They also cannot help [...]
When you have debt, especially a large amount, it can be tempting to use your retirement funds to pay off your unsecured creditors. However, this is a bad strategy. Did you know that creditors cannot touch your retirement funds? Can Your Retirement Be Garnished? Unsecured creditors cannot take your Federal benefit payments. In fact, when [...]
You may not know the difference between a secured debt or an unsecured debt. Knowing the difference between these debts is more important than you think. Understanding these differences are important to help you to prioritize paying off your debts, borrow money, and/or ensure that any assets tied to your debts will not be taken […]
