86. Who is Enhanced Recovery and Why Are They Suing You?

Are you being sued by Enhanced Recovery? If so, you are not alone. There are many debt-buying companies like Enhanced Recovery. Debt buyers purchase delinquent debts to collect money on the debts they purchased in bulk. Other debt buyers that we frequently see are Midland Funding, Cavalry SPV, and Encore Capital Group.

Who is Enhanced Recovery?

Enhanced Recovery is a debt collection company with a history of complaints. In fact, they have been accused of aggressive tactics and Fair Debt Collection Practices Act (FDCPA) violations. But, this is a legitimate third party debt collector and is not a scam. Typically, Enhanced Recovery handles various consumer debts. For example, retail, utilities, and insurance debts, to name a few.

What Can You Do?

So, did you receive a lawsuit from a process server? If so, this lawsuit is real and should be taken seriously. However, if you do nothing, you run the risk of wage garnishment, property seizure, or liens placed against your property or you.

In California, you must respond within thirty days of receiving the summons and complaint. However, the response time will vary based on the state in which you live.

So, once served, act quickly. If Enhanced Recovery wins, you will end up with a judgment against you. But, you have options to avoid the judgment against you: fight it in court, settle your debt, or file for bankruptcy.

Need More Information?

If you are being sued by a debt buyer like Enhanced Recovery, call our office today for a free consultation.


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Daniela Romero

Daniela Romero has been practicing law in the Los Angeles area since 1998. Ms. Romero has practiced in the areas of civil litigation, family law and bankruptcy law. She was also the staff attorney for the Los Angeles County Bar Association’s Domestic Violence Project. MORE


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