Are you being sued by Enhanced Recovery? If so, you are not alone. There are many debt-buying companies like Enhanced Recovery. Debt buyers purchase delinquent debts to collect money on the debts they purchased in bulk. Other debt buyers that we frequently see are Midland Funding, Cavalry SPV, and Encore Capital Group.
Enhanced Recovery is a debt collection company with a history of complaints. In fact, they have been accused of aggressive tactics and Fair Debt Collection Practices Act (FDCPA) violations. But, this is a legitimate third party debt collector and is not a scam. Typically, Enhanced Recovery handles various consumer debts. For example, retail, utilities, and insurance debts, to name a few.
So, did you receive a lawsuit from a process server? If so, this lawsuit is real and should be taken seriously. However, if you do nothing, you run the risk of wage garnishment, property seizure, or liens placed against your property or you.
In California, you must respond within thirty days of receiving the summons and complaint. However, the response time will vary based on the state in which you live.
So, once served, act quickly. If Enhanced Recovery wins, you will end up with a judgment against you. But, you have options to avoid the judgment against you: fight it in court, settle your debt, or file for bankruptcy.
If you are being sued by a debt buyer like Enhanced Recovery, call our office today for a free consultation.